You're not bad with money. You're just paying interest on a plan somebody else built (your credit card companies and lenders).
Wealth-Acceleration AI connects your credit cards and personal loans, then builds one automated debt acceleration plan — rolling every paid-off payment into the next balance until you're debt free. No spreadsheets. No guessing. Just a financial roadmap that actually ends.
7-day free trial · Read-only bank connections · Cancel in two taps
Projected debt-free date
March 2029
Interest saved
$18,442
Strategy
Snowball
Roll-up
$540/mo
Years cut
6.4
8 years
Earlier to debt free
The average payoff acceleration achieved by clients using the original Wealth Acceleration Program this platform is built on.
$21,400
Average interest never paid
What a $10k+ multi-debt profile typically hands to lenders when payments are made in the wrong order.
78%
Live paycheck to paycheck
Financial stress is rarely an income problem. It's a sequencing problem — and sequencing is automatable.
The acceleration math
Four steps between today and your debt-free date
- 01
Connect your debts
Link credit cards and personal loans through a read-only, bank-grade connection. We can see balances and rates. We can never move your money.
- 02
Get your strategy call — from the AI
Wealth-Acceleration AI sorts every balance by APR, size and minimum payment, then recommends snowball or avalanche with the projected difference in dollars and months.
- 03
Roll every freed-up payment forward
Each payoff releases a monthly payment. Instead of absorbing it into life, Wealth-Acceleration AI redirects it into the next target balance. That compounding is the whole game.
- 04
Stay accelerated as life changes
New rate, bonus, unexpected expense, or a new debt? Your plan adjusts and tells you what changed about your debt-free date — before it costs you.
The system
A calculator tells you the truth once. A co-pilot keeps you on course.
Wealth-Acceleration AI is the productized version of a debt elimination program that got hundreds of planning clients debt free roughly eight years early. Same discipline. No advisor appointment required.
Every balance in one place, automatically
Securely link credit cards and personal loans read-only. Balances, APRs and minimums stay current without you touching a spreadsheet again.
The right strategy chosen for you
Snowball for momentum, avalanche for maximum interest savings. Wealth-Acceleration AI reads your actual debt profile and tells you which one gets you free faster — and why.
A financial roadmap with an end date
Your personalized payment plan shows the exact payoff order, your projected debt-free date, and total interest saved down to the dollar.
Roll-up reallocation suggestions
When a balance dies, its payment doesn't. We tell you exactly where to roll that monthly amount next — the core of the Wealth Acceleration method.
Progress you can feel
Watch the curve fall. Debt eliminated, balance remaining, and months shaved off retirement — visualized every time you log in.
Never pay another late fee
Payment reminders timed to your plan, not just your due dates, so one missed payment never resets your momentum.
Know what your lender knows
A searchable library on debt payoff, investing, wealth accumulation and early retirement — written in plain English, not bank language.
A human when you need one
In-app chat and email support from people who understand debt stress. Because financial freedom shouldn't come with a support ticket queue.
People who did the math themselves — and still switched
“I had $34,000 spread across five cards and a personal loan, and I genuinely could not tell you which one to attack first. Wealth-Acceleration AI answered that in about four minutes and moved my debt-free date up by five years.”
Alex Moreno
Senior Engineering Manager, mid-market SaaS company
“I'm the person who builds spreadsheets for fun, so I was ready to be unimpressed. It beat my model — mostly because it kept rolling the freed-up payments forward when I would have quietly spent them.”
Sarah Kellerman
Growth Lead, growth-stage startup
“Two incomes, good jobs, still paycheck to paycheck. Seeing the interest number we were about to hand the banks was the shove we needed. We're eleven months in and the curve is finally going the right way.”
Jordan Reyes
Product Manager, digital agency
Pricing
Less than the interest you'll pay this week
Both plans start with a 7-day free trial. No card charged until your financial roadmap is in front of you.
Starter
Your payoff order, settled once and for all.
$8.99/month
- Secure account aggregation (credit cards, personal loans)
- Automated debt sorting + snowball/avalanche recommendation
- Personalized payment plan with projected payoff date
- Total interest savings projection
- Manual payment reallocation suggestions
Pro
The complete co-pilot: tracking, reminders, and AI adjustments.
$14.99/month
- Everything in Starter
- Progress tracking and debt acceleration visualizations
- Payment reminder notifications
- What-if scenarios (extra payments, income changes, new debt)
- AI-driven dynamic plan adjustments
- Educational content library
- Customer support via in-app chat and email
Compare Plans
What changes at $14.99/month?
Pro unlocks the tools that keep you on track and save you the most money: automation, alerts, and AI coaching.
The objections, answered directly
Your debt has a payoff date already.
It's just years later than it needs to be.
Seven days, no charge, and a real financial roadmap at the end of it. Find out how many years of interest you're about to stop paying.